1. The premises herein conveyed shall be used only for residential purposes and no part of said lot or premises shall be used for any business, manufacturing, commercial or mercantile purposes of any kind or for the sale of liquor. Nothing herein contained shall prevent any owner from renting his dwelling for residential purposes.
  2. That no home or dwelling shall be erected on said lot except a one-family dwelling with appropriate attached private garage for no more than two cars and a storage shed not larger than 200 square fee in area. Emergency easements for fire and police vehicles are granted for each lot.
  3. No home or dwelling shall have less than Eleven Hundred Square Feet (1100 sq. feet) of living area inclusive of the second floor, but exclusive of basement (unless the basement is designed as part of the living area of the dwelling, covered porches or decks, breezeways or attached garages.
  4. Any home or dwelling constructed on property fronting on Lake Joseph shall not be higher, at its highest point, than thirty (30) feet.  The Board shall approve the location of each dwelling on each lot, regardless of the location of the lot.
  5. Any home or selling shall be constructed so as to be at least twenty (20) feet from all property lines on all sides and dwelling constructed on lots bordering on Lake Joseph, except those on Lost #25 and #27, shall be set back at least one hundred (100) feet from the high water mark of Lake Joseph. All other lots shall be set back at least 50 feet from the front property line. Dwellings constructed on Lots #25 and #27 shall be set back at least 50 feet from Lake Joseph.
  6. No further subdivision will be allowed for any lot.
  7. No trailer, mobile home, tent, camper, or similar structure shall be located or maintained on any lot.
  8. Construction of any dwelling or garage shall be completed on the exterior within twelve months after start of actual construction.
  9. The exterior design and materials for each building, landscaping, and driveway shall be approved by the Board. The exterior design may be modern, ranch, contemporary, colonial, rustic, or Tudor English. The materials for said dwelling may consist of stone, hand split shakes or board and batton or similar wood siding. Roofs shall be of asphalt shingle, hand split shakes or slate. The dwelling shall be stained a shade of brown which shall be approved by the Board.  Construction may be performed only by builders approved by the Board. The Board's decision shall be final and may be arbitrary.
  10. No vehicles, campers, snowmobiles or parts therefrom shall be stored on any lot unless in an enclosed structure.
  11. Except for building materials during the course of construction or repair of any improvements by the Developer, or as approved by the Board of Directors, no lumber, metals, bulk materials, rubbish, refuse, garbage, trash, or other waste material (all of which are referred to hereinafter as "Trash") shall be kept, stored, or allow to accumulate outdoors on any portion of the Property, except in sanitary containers and screened from adjacent and surrounding property. Such containers may be placed in the open within 24 hours of a scheduled pick-up, at such place on the lot or other portion of the Property designated by the Association so as to provide access to persons making such pick-up. The Association may, in its discretion, adopt and promulgate reasonable rules and regulations relating to the size, shape, color and type of containers permitted and the manner of storage of the same on any portion of the Property. All facilities for the storage or disposal of Trash, shall be kept in a clean and sanitary condition.
  12. No animals, livestock, or poultry shall be kept, bred, or raised on the premises, however, this shall not be deemed to prohibit household pets. All such household pets shall be confined to the Owner's property unless leashed. Except that horses may be kept in areas designated for such use.
  13. No noxious or offensive use shall be permitted, nor shall anything be done upon any lot which may be or become an annoyance or a nuisance to the development. No signs shall be affixed to said premises or buildings except name signs and except signs erected by or with the permission of the Board/Developer during the development period. All name signs, mailboxes, and outdoor lighting shall be subject to Board's approval.
  14. No fencing of any type shall be permitted without Board approval.
  15. The exterior of any structure constructed within the subdivision on a Member's lot and all landscaping on said lot shall be maintained by the Member. In the event that grass is allowed to exceed five (5) inches in height or shrubbery or the exterior of a residence is allowed to become unkempt, the Association may cause the proper maintenance to be performed and shall chart the Lot Owner an assessment for the cost of the maintenance.
  16. No sewage treatment facilities of water systems may be used except those approved by the Board.
  17. No outside television or radio antenna shall be erected on any lot or other portion of the Property. Lot Owners shall have the right to install individual indoor or attic antennas within each residence.
  18. All gasoline driven boats will be excluded from operation in the waters of Lake Joseph. Only those boats that are powered by wind, electric motor, or manual power will be permitted.
  19. That the conveyances and restriction contained in this Article are continuing ones for the benefit of the entire development and are to be construed as conveyances and restrictions running with the land; that in case of a breach of said conveyance and restrictions, or either of them, the same may be restrained by injunction or other legal remedy. None of these restrictions may be amended or changed.
  20. An easement shall be granted to the transportation corporation that controls the sewer and water utilities so that all parts of the system, on each lot, may be serviced as required.
  21. All tanks, pumps, piping and fittings used in the water and sewer facilities on each lot shall be those specified by the Board, sewer, or water district or transportation corporations.
  22. No vegetation shall be removed unless such removal conforms to the following restriction.
    •  Within fifty feet of the mean high water mark of Lake Joseph not more than thirty (30) percent of the trees in excess of six inches in diameter at chest height may be cut over any ten year period.
    •   In addition to (a), within ten feet of the mean high water mark of Lake Joseph, no vegetation may be removed, except that up to a maximum of thirty (30) percent of the shorefront may be cleared of vegetation on an individual lot.
    •  No tree in excess of ten inches in diameter at chest height may be removed without approval from the Sponsor except in the precise location where the dwelling is to be constructed or the driveway is located.
    •  The above cutting standards shall not be deemed to prevent the removal of diseased vegetation or of rotten or damaged trees or of other vegetation that presents safety or health hazards.




This is an extract of the Declaration of Covenants, Restrictions, Easements, Charges and Liens contained in the Offering Plan issued by the Developer, the LAKE JOSEPH DEVELOPMENT CORPORATION, on April 10, 1982.  Plan is currently on file at the NY Attorney General's Office and recorded in the Office of the Clerk of Sullivan County. Contact the Lake Joseph Homeowners Association Board of Directors for a hard copy of the full Offering Plan including the HOA By-Laws.  For definitions of terms in the Plan, CLICK HERE.


NOTE: Even though this Offering Plan may be dated, the Declarations of Covenants, Restrictions, Easements, Charges and Liens survive, as they govern each individual lot.

HOA Covenants, Restrictions, Easements, Charges, & Liens